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HEALTH COVER PLAN

Protection and Financial Support During Medical Emergencies

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LIC offers health insurance solutions designed to provide financial support during specified medical emergencies, hospitalization and serious illnesses. Its health insurance helping customers prepare for eligible medical expenses and the financial impact of health-related challenges.

Depending on the plan selected, benefits may include coverage for specified hospitalization expenses, treatment of covered illnesses or a lump-sum benefit upon diagnosis of a covered condition. These benefits are subject to the policy’s terms, eligibility requirements, waiting periods and exclusions. Choosing suitable health insurance can help reduce the financial burden of medical emergencies and protect your family’s savings.

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Protect Your Health Today. Secure Your Family’s Tomorrow!

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  • CANCER COVER

Financial Protection When You Need It Most LIC’s New Cancer Cover is a non-linked health insurance plan designed to provide financial support if the insured person is diagnosed with specified early-stage or major-stage cancer during the policy term. It offers a lump-sum benefit of 25% of the applicable Sum Assured on diagnosis of a covered early-stage cancer and 100% of the applicable Sum Assured on diagnosis of a covered major-stage cancer, subject to policy conditions. The plan also provides a monthly income benefit equal to 1% of the applicable Sum Assured for 10 years following a qualifying major-stage cancer diagnosis. Depending on the benefit stage, future premiums may be waived as specified in the policy. You can choose between level and increasing Sum Assured options to suit your financial protection needs. The benefit is paid according to the policy conditions, irrespective of the actual medical expenses incurred, helping you manage treatment costs and other financial commitments during a difficult time. Key Benefits - Early-Stage Cancer Benefit: Receive 25% of the applicable Sum Assured for a specified early-stage cancer. - Major-Stage Cancer Benefit: Receive 100% of the applicable Sum Assured for a specified major-stage cancer, subject to policy terms. - Monthly Income Benefit: Receive 1% of the applicable Sum Assured every month for 10 years following an eligible major-stage cancer diagnosis. - Premium Waiver: Eligible future premiums may be waived according to the cancer stage and policy conditions. - Flexible Cover Options: Choose between level or increasing Sum Assured options. - Financial Security: Use the fixed benefits to help manage treatment-related expenses, household costs and other financial commitments. Protect Your Health. Secure Your Income. Stand Strong Against Cancer!

  • HEALTH SHIELD

Financial Support During Medical Emergencies LIC’s Health Shield is a health insurance plan designed to provide financial support during eligible hospitalizations, surgeries and specified medical conditions. It offers fixed benefits based on the coverage selected, helping you manage additional expenses during a medical emergency. Benefits may include daily hospital cash, lump-sum payments for eligible major surgeries and day-care procedures, and support for certain specified illnesses, subject to policy conditions. The plan also offers a no-claim benefit that can increase the applicable daily benefit after consecutive claim-free years. Family members can be covered under one policy, subject to eligibility requirements, and the Auto Health Cover benefit can help continue cover for surviving insured members if the principal insured dies, subject to policy terms. This plan can supplement your existing health insurance by providing additional financial support when you need it most. Key Benefits - Hospital Cash Benefit: Receive a fixed daily benefit for eligible hospitalization. - Major Surgical Benefit: Get specified payouts for covered surgeries. - Day-Care Procedure Benefit: Receive benefits for eligible day-care treatments. - No-Claim Benefit: Increase the applicable daily benefit after consecutive claim-free years, as specified in the policy. - Family Coverage: Cover eligible family members under one policy. - Health Check-up Benefit: Access eligible health check-up benefits according to policy conditions. - Auto Health Cover: Help maintain coverage for surviving insured members following the death of the principal insured, subject to policy terms. Be Prepared for the Unexpected. Give Your Family Extra Financial Protection!

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